It’s time to rev up the savings with Motorcycle Insurance from Strong Tower Insurance Group! Whether you own a sport bike, cruiser, standard, touring bike, or an awesome custom ride, you can trust Strong Tower to find you great rates and amazing coverage. With Strong Tower by your side, all you have to do is enjoy the freedom of the open road!
Need to protect your motorcycle? We can help. Our insurance policies cover all kinds of motorcycles, from sport bikes, cruisers, standard, touring bikes, custom motorcycles, scooters, and classic motorcycles. The policies can also cover custom equipment, medical payments, and towing and labor.
No one understands the worries and heavy bills that come with a motorcycle accident better than bike riders. Motorcyclists should take great care each time they step on their bike not only for their own life, but also to protect damage to their motorcycle.
Unfortunately, not all motorcyclists exercise their hobby with caution and even the most careful riders are subject to other drivers on the road. Because of these two factors, it is always suggested to have a motorcycle insurance to protect riders and their bikes.
Motorcycle insurance is intended to protect riders and their bikes and designed to cover five major areas:
- Medical Bills for Injuries to the Rider – This will cover medical bills for the rider if they are injured while riding. This can include accidents that do not involve other vehicles as well as multi-vehicle collisions.
- Property Damage to the Bike – This not only covers accident coverage for the bike, but also theft and vandalism coverage. Much like a vehicle, this covers everything from dents and dings to accident damage coverage.
- Bodily Injury to Others Injured – This is an important part of liability insurance to cover injuries caused to others. When a motorcycle is in an accident, it is generally the most damaged vehicle involved and may not cause much damage to persons, but if a motorcyclist accidentally hits a pedestrian, there could be massive liability charges.
- Collision Coverage – Collision coverage will protect the rider if they cause an accident that causes damage to other vehicles or property.
- Comprehensive or Total Loss Coverage – Comprehensive coverage will provide the rider with full protection and/or replacement if the bike is totaled. Bike values are determined much like car insurance values, at a depreciated blue book value. If you ride a classic bike, or a custom bike, it may be worth it to research specialized research policy that will provide a stated value policy rather than an actual cash value.
Strong Tower’s Motorcycle Insurance provides outstanding coverage, which includes coverage of your accessories, safety-related gear, and much more. We accept a wide variety of motorcycles, including:
- Touring bikes
- Sport cycles
- Trike conversions
- Custom cycles
- Classic bikes
- And more!
The Motorcycle Safety Foundation provides riders with safety tips on the proper gear to wear when riding your bike, some of these include:
- Proper gear is essential to safe riding. Wearing the right clothing always makes the sport more enjoyable and more comfortable, too.
- Around the block or around the world, it makes sense to leave home with a helmet on your head. A motorcycle helmet is designed to absorb the impact of a blow, and a helmet should only do that once. If in doubt, get a new one.
- Riding with bare eyeballs is a gamble. Proper eye protection means an approved shield on your helmet, a pair of goggles, or shatterproof glasses. Settling for less just isn’t worth the risk.
- Think of a protective jacket as your armor. Motorcycle jackets are made in many sturdy materials: denim, nylon in its various guises, corduroy, and leather. The hide of a cow, or any other commonly used leather, offers you the most protection when it comes to abrasion.
- Pants provide protection. A pair of loose, light cotton pants that flap in the wind is not very good riding gear. These should be made of a thick material, such as leather. They resist abrasion and provide protection from the elements. A pair of loose, light cotton pants that flap in the wind is not very good riding gear.
- Always wear gloves. Even on a hot day. The car in front of you may throw up a stone that hits your fingers. Ouch! Also, bare hands cannot withstand abrasion in the event of a fall.
- Over-the-ankle boots, please. Preferably made of strong leather. Your ankles are very complicated; protect them.
- Why not have a good motorcycle rainsuit? It rains everywhere in this country, some places more than others. Inevitably you will be caught out in the rain. Why not have a good motorcycle rainsuit along, with rain-covers for boots and gloves as well? It’s a lot more fun riding in the rain when you’re dry.
- Hearing is important. Long-term exposure to engine and wind noise can cause permanent hearing damage, even if you wear a full-face helmet. Whether you choose disposable foam plugs or reusable custom-molded devices, proper protection reduces noise, while allowing you to hear important sounds like car horns.
- High-visibility gear is a must. The better people see you, the less likely they are to run into you. Brightly colored clothing is preferable to drab, dark clothing.