January 6 deadline for USDOT clearinghouse

By | abuse, administration, agent, alcohol, Business Insurance, carrier, CDL, clearinghouse, commercial, companies, control, driver, drivers, drug, effective, employer, employers, federal, fleet, FMCSA, highway, hire, independent, Insurance, law, license, loss, motor, program, prohibited, protect, road, safe, safety, traffic, USDOT, use, violations
CDL-clearinghouse

Employers of commercial motor vehicle drivers should be making final preparations to comply with a federal law set to take effect in January. The U.S. Department of Transportation is rolling out a Federal Drug and Alcohol Clearinghouse – a database to track commercial driver’s license holders who have tested positive for prohibited drug or alcohol use or who have refused to take a required test.

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Security systems: Take the proper steps to protect your home

By | agent, alarm, alert, burglar, camera, claims, damage, door, family, glass, home, independent, Insurance, lights, loss, monitor, motion, prevent, protect, Risk Management, safe, safety, security, social, system, theft, thieves, vigilant, window
home-security-systems

Claims experience shows that theft losses can be prevented when a central station burglar alarm is installed and activated in your home. Improve your family’s security and reduce the potential of home intrusion by knowing the basics for safety and alarm component options.

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Sprinklers essential to safety in high-rise residences

By | agent, alarm, automatic, burn, code, college, communications, condo, construction, detection, dorm, dormitory, elder, elderly, emergency, fire, Fire Prevention, hazard, high-rise, home, hotel, housing, independent, inhalation, injure, injury, Insurance, life, motel, NFPA, occupants, pathways, premises, prevent, protect, residence, safe, safety, senior, sleeping, smoke, sprinkler, standards, student, system, travel
high-rise

High-rise buildings with residential uses pose unique risks that deserve special attention to safety. Whether you are purchasing a condo, staying in a hotel or living in a high-rise senior apartment or college dorm, consider whether the building is protected by automatic sprinkler systems.

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Fighting fire: Benefits of a residential sprinkler system

By | agent, alarm, automatic, control, damage, deluge, dry, fire, Fire Prevention, flow, foam, heat, independent, Insurance, pipe, prevent, protect, protection, reliable, residential, Risk Management, rooms, safe, safely, safety, smoke, source, sprinkler, suppressions, system, time, water, wet
residential-sprinkler

It takes only minutes for a fire to escalate. Even with the responding fire department’s prompt arrival, a home could be destroyed. To help avoid this, have your home fitted with a residential sprinkler system.

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How annuity maximization could benefit your heirs

By | 401(k), agent, annuity, assets, beneficiary, family, heirs, immediate, independent, inheritance, Insurance, life, Life Insurance, maximization, ordinary, policy, premium, protect, retirement, single, Social Security, supplement, tax
annuity-maximization

Many people struggle to understand annuities and wonder if they really need one or not. To help shed light on this situation, let’s look at one example.

The post How annuity maximization could benefit your heirs appeared first on The Cincinnati Insurance Companies blog.

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Cyber security essential for smart homes

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cyber-security-smart-home

Corporations are no longer the only ones looking at cyber security. Increasingly, homeowners whose networks can make them vulnerable to cyber extortion, cyberattack and online fraud are seeing cyber security as a necessity.

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Know the types of water shut-off devices

By | agent, Automated, automatic, benefit, cost, credit, damage, flow, freeze, independent, install, Insurance, irrigation, leak, management, manufacturer, off, plumbing, point-of-use, policy, premium, pressure, prevent, protect, risk, Risk Management, sensor, shut, shut-off, sprinkler, supply, temperature, valve, water, whole-house
water-shut-off

There are two basic categories of water shut-off systems: whole-house systems and point-of-use systems. While both can prevent water damage, generally only a whole-house system qualifies for a premium credit on your homeowner insurance.

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Add dryer vents to your maintenance routine

By | agent, business, club, ClubSolutions, dryer, fire, fitness, Fitness & Recreation, home, ignite, independent, Insurance, maintain, maintenance, prevent, protect, recreation, vents
maintain-dryer-vents

Proper maintenance can prevent the most common cause of dryer fires: lint buildup in dryer vents. Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program, offers tips for dryer maintenance in the August edition of ClubSolutions Magazine, a publication for health club operators. His tips can apply to any business or individual using a dryer.

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Stop the roll – Checklist for wheelchairs in transport

By | agency, brakes, checklist, control, equip, equipped, facility, family, friend, gate, health, home, independent, inspect, Insurance, lift, maintain, platform, power, precautions, prevent, protect, safe, safety, Social Services, strap, tie-down, traffic, training, transport, vehicle, wheelchair
wheelchair-transport

Whether you are a caregiver for the differently abled in a health facility, a home health care environment or for a family member or friend, take all appropriate safety precautions when transporting a person who uses a wheelchair.

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