Have a plan for responding to floods

By | agent, backup, barriers, batteries, battery, covers, dams, elevation, FEMA, fire, flash, flood, generators, independent, Insurance, plain, plan, policy, prevent, protect, protection, pumps, streams, zone
flood-prep-tips

Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring rains, winter snow thaws or heavy thunderstorms. Learning about this weather possibility and how to properly prepare for it can save lives and minimize damage.

The post Have a plan for responding to floods appeared first on The Cincinnati Insurance Companies blog.

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Hail: Tips to prevent injury and reduce damage

By | agent, business, damage, elevations, fleet, guards, hail, hailstorm, home, HVAC, independent, injury, inspect, Insurance, location, minimize, prevent, property, protect, roof, Spring Storms, storm, Storm Prep, vehicle
hail-safety-tips

There are about 5,600 hailstorms in the United States every year, based on National Oceanic and Atmospheric Administration data. Learning about this weather phenomenon and how to properly prepare for it can save lives and minimize damage.

The post Hail: Tips to prevent injury and reduce damage appeared first on The Cincinnati Insurance Companies blog.

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Distractions contribute to pedestrian deaths, injuries

By | accident, agent, bike, car, crash, crossing, crosswalk, damage, defensive, distracted, distraction, driver, driving, hurt, independent, injuries, injury, Insurance, motor, motorist, obstruct, pedestrian, prevent, protect, Safety Tips, scooter, vehicle, view, visible, walk
pedestrian-crossing

“I didn’t see them!” That’s usually the first thing someone says when they’ve been involved in a vehicle-pedestrian crash. The latest statistical year shows that 5,977 pedestrians were killed in U.S. traffic crashes – one every 1.5 hours, according to National Highway Traffic Safety Administration figures. In addition, 129,000 pedestrians were treated for non-fatal crash-related injuries. While these figures remained about steady compared with the prior year, the numbers are still alarming.

The post Distractions contribute to pedestrian deaths, injuries appeared first on The Cincinnati Insurance Companies blog.

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Expect the unexpected: Name a contingent beneficiary on your life insurance policy

By | adviser, agency, agent, asset, assets, beneficiary, benefit, child, children, claim, contingent, estate, family, financial, independent, Insurance, legal, life, Life Insurance, plan, planning, policy, proceeds, protect, tax-free, taxes
contingent-beneficiary

Life doesn’t always go as planned. When you married, you did the responsible thing and purchased life insurance policies for both you and your spouse. Each of you named the other as beneficiary, ensuring that no matter who passed away first, the survivor would be taken care of. At least, that was the plan.

The post Expect the unexpected: Name a contingent <br>beneficiary on your life insurance policy appeared first on The Cincinnati Insurance Companies blog.

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Expect the unexpected: Name a contingent beneficiary on your life insurance policy

By | adviser, agency, agent, asset, assets, beneficiary, benefit, child, children, claim, contingent, estate, family, financial, independent, Insurance, legal, life, Life Insurance, plan, planning, policy, probate, proceeds, protect, tax-free, taxes
contingent-beneficiary

Life doesn’t always go as planned. When you married, you did the responsible thing and purchased life insurance policies for both you and your spouse. Each of you named the other as beneficiary, ensuring that no matter who passed away first, the survivor would be taken care of. At least, that was the plan.

The post Expect the unexpected: Name a contingent <br>beneficiary on your life insurance policy appeared first on The Cincinnati Insurance Companies blog.

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Planning key to successful home renovation

By | agent, Consumer Tips, contractor, craftsman, deal, DIY, home, improvement, increase, independent, Insurance, job, key, plan, policy, power, preparaion, prepare, project, protect, renovation, safe, safety, security, successful, tip, tool, tools, value, work
avoid-DIY-mistakes

Home improvement projects seem to have no season. While many big outdoor projects happen in spring and summer, homeowners may find the best time to work on a renovation project is when contractors are available or materials are less expensive. In fact, if your project is not weather-dependent, you might get a better deal at some other time of year. No matter when you plan your next home project, our bloggers have tips that can ease your mind.

The post Planning key to successful home renovation appeared first on The Cincinnati Insurance Companies blog.

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Slider crime: Protect yourself from thieves

By | agent, alert, attentive, aware, awareness, bag, carjack, crime, criminal, damage, independent, injury, Insurance, keys, lock, phone, prevent, protect, purse, Safety Tips, slide, slider, steal, thief, thieves, unattended, valuable, valuables, wallet, watch, watchful
slider-crime-awareness

It’s not entertainment on a slide, a sport on ice or even a small hamburger. Slider crime is much more dangerous and is sweeping the country, particularly in urban cities.

The post Slider crime: Protect yourself from thieves appeared first on The Cincinnati Insurance Companies blog.

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Slider crime: Protect yourself from thieves

By | agent, alert, attentive, aware, awareness, bag, carjack, criminal, damage, independent, injury, Insurance, keys, lock, phone, prevent, protect, purse, Safety Tips, slide, slider, steal, thief, thieves, unattended, valuable, valuables, wallet, watch, watchful
slider-crime-awareness

It’s not entertainment on a slide, a sport on ice or even a small hamburger. Slider crime is much more dangerous and is sweeping the country, particularly in urban cities.

The post Slider crime: Protect yourself from thieves appeared first on The Cincinnati Insurance Companies blog.

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Life insurance protects, offers peace of mind

By | agent, consumer, data, family, financial, independent, Insurance, life, Life Insurance, love, parent, prepare, protect, single, stress, survey, unknown
life-insurance-data-survey

Did you know most Americans (78 percent) agree that preparing financially for life’s unknowns is a way to show that you care? In fact, a little closer look at the data finds almost 2 in 3 (65 percent) think that having life insurance is key to taking care of their family financially.

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