Insurance and risk management firm headquartered in Gilbert, AZ.

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Insurance and Risk Management throughout the Southwest.

Offering our Clients Integrity, Professionalism and Value.

Strong Tower Insurance Group is an independent insurance brokerage, specializing in Workers’ Compensation Insurance, Farm Insurance, Construction Insurance, Manufacturer Insurance, Distributor Insurance and Risk Management.

Our Strong Tower Insurance Group mission is to build relationships by serving others because we are called to do so. We partner with community businesses and families to protect and grow their assets by managing risk.

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Business Insurance

Comprehensive coverage for your business.

Homepage - Personal Insurance

Personal Insurance

Insurance tailored to fit your life.

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Employee Benefits

Attract, retain and protect your team.

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Condo

Improvements and Alterations

Risk Factor

Any improvements, alterations or additions made to your condominium are subject to damage.

Solution

Be sure to obtain coverage for any improvements and alterations made to the unit. This includes, but is not limited to, kitchen cabinets, built-in wall units, wall-to-wall carpeting, wallpaper, paint, bathroom fixtures, tile and wood flooring and more.

Personal Property

Risk Factor

Unpredictable losses can occur to your property due to burglary, fire, water damage, storm and more.

Solution

Personal property, such as furniture, rugs, TVs, stereos, clothes and more may be covered under your basic insurance policy. However, items like jewelry, furs, silverware, antiques, collectibles and other valuables should likely be insured separately.

Additional Living Expenses

Risk Factor

Additional living expenses can be incurred if there is damage to your unit due to a fire, storm or other event resulting in your need to live at a temporary residence.

Solution

Ensure you have the proper coverage in case you need to live elsewhere for a little while. Coverage usually includes hotel bills, restaurant meals and other living expenses incurred while your residence is being repaired or rebuilt.

Personal and Family Liability

Risk Factor

You're responsible if a guest in your unit trips and falls or sustains an injury while on your property or if you cause damage to other units.

Solution

Be sure that you have coverage for claims made against you for bodily injury or property damage caused by your negligence, whether intentional or not. This might include damage to other units in the building, perhaps caused by a leaking pipe in your unit or otherwise.

Medical Expenses

Risk Factor

You're responsible if a guest is injured while on your property and you may be required to pay their medical expenses.

Solution

Ensure your insurance policy covers this risk. In the event a person is injured in your unit, he or she can submit medical bills to your insurance company. Medical expenses are usually paid without a liability claim being filed against you, with typical limits ranging from $1,000 to $5,000.

Loss Assessment

Risk Factor

If your building owner or association suffers a loss and doesn't have adequate insurance coverage of their own, they may require you to help pay for the loss via an assessment.

Solution

Consider loss assessment coverage to protect yourself in the event of an assessment caused either by a property (building) or liability loss. Typical limits range from $5,000 to $50,000.

Physical Damage

Risk Factor

Physical damage can happen in many ways. As one example, suppose a fire unexpectedly breaks out in the utility closet and consumes the building causing significant damage.

Solution

Ensure that your building owner or association carries an all-risk special form to cover the risk of physical damage. Explosion of boilers are typically excluded, so a separate policy must be written to cover that exposure.

Our Specialties

Workers’ Compensation Insurance

Farm
Insurance

Contractor
Insurance

Manufacturer
Insurance

Distributor
Insurance

Risk
Management

“Marty and the ST staff are a very responsive team. Many times I have needed answers and I always get what I need from them. They are community minded, friendly and easy to work with.”

Jeff FlancerFlancers Restaurant

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