How does group life insurance measure up?

By | age, agent, business, family, financial, group, household, independent, individual, Insurance, life, Life Insurance, owned, planning, policy, portable, premiums, pricing, protect, protection, services, simplicity, voluntary
How does group life insurance measure up?

Many Americans rely on group life insurance from an employer in the event of a death in their family. But in some circumstances, group life insurance is not enough, and an individual policy can provide more protection.

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How life insurance saved a business

By | agent, business, Business Life, downturn, independent, Insurance, life, Life Insurance, loan, long-term, personal, planning, policy, prevent, protect, protection, value, whole
life-insurance-saved-business

LifeHappens shares the story of how a successful business owner included life insurance as part of his long-term planning. When there was an unexpected downturn, that life insurance policy saved the business and all those whose livelihoods depended on it. Watch the video.

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Hail: Tips to prevent injury and reduce damage

By | agent, business, damage, elevations, fleet, guards, hail, hailstorm, home, HVAC, independent, injury, inspect, Insurance, location, minimize, prevent, property, protect, roof, Spring Storms, storm, Storm Prep, vehicle
hail-safety-tips

There are about 5,600 hailstorms in the United States every year, based on National Oceanic and Atmospheric Administration data. Learning about this weather phenomenon and how to properly prepare for it can save lives and minimize damage.

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Strengthen your data privacy practices

By | access, agent, breach, business, Business Insurance, claim, compliance, confidential, control, cyber, data, electronic, HIPAA, independent, information, Insurance, loss, negligence, physical, prevent, privacy, private, proprietary, protect, protected, release, scam, secure, security, threat, unauthorized, vulnerabilities, vulnerability, vulnerable
data-privacy

Your business, whatever its size, most likely processes and maintains information every day. At least annually, take time to review your data privacy practices to reinforce your information security and to reassess your cyber protection.

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Test your knowledge: Frozen pipes

By | 55 degrees, agent, air, below, burst, business, chilly, circulate, costly, damage, drip, flood, freeze, freezing, frozen, home, ice, icy, independent, Insurance, leak, leaks, pipe, pipes, prevent, protect, temperature, warm, water, Winter, Winter Prep
frozen-water-pipe-valve

Do you know what to do to prevent pipes from freezing or to manage already frozen pipes? Test your knowledge with our five-question quiz.

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Tips to protect taxpayers from ID theft

By | advice, agent, artists, business, charities, charity, collect, con, Consumer Tips, control, costly, data, dirty, donations, dozen, expensive, fake, fraud, ID, identity, independent, individual, Insurance, internal, IRS, law, legal, loss, phish, phishing, phone, prepare, preparer, prevent, protect, return, returns, Revenue, scam, scams, service, solicit, tax, taxpayer, taxpayers, theft
taxpayers-identity-protection

Tax return identity theft has reached such epidemic proportions that it tops the list of the IRS’s Dirty Dozen Tax Scams. Take note of tips the IRS wants you to know about identity theft so you can avoid becoming the victim.

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Know the basics of employment practices liability

By | agent, allegations, business, club, cover, coverage, directors, discrimination, disgruntled, duties, EEOC, employee, employment, fitness, Fitness & Recreation, gym, harassment, independent, Insurance, lawsuit, liability, managers, medical, practices, professional, protect, risk, sexual, sports, sue, suit, supervisors, termination, worker, wrongful
signs-insurance-risk-CGL

The August edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He discusses how even the most professional workplace has a liability risk from a disgruntled former employee.

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4 reasons small businesses decline EPLI coverage

By | agent, business, Business Insurance, claim, claims, cost, cover, coverage, defense, dental, distributor, employment, EPLI, funds, independent, industries, Insurance, large, legal, liability, manage, managing, manufacturer, medical, practices, process, protect, publisher, restaurant, retail, risk, small
4-reasons-epli

Many owners of smaller businesses make assumptions about Employment Practices Liability Insurance – and some of those assumptions are not true. EPLI coverage provides vital protection for a small business. EPLI provides a limit of insurance, separate from the standard commercial policy, to protect your business operations against many actual or alleged wrongful acts. Those could include personnel and staffing matters, hiring and firing or allegations of discrimination in the workplace. Because circumstances can vary widely, it’s important to assess your situation, consult with your attorney and speak to an[…..]

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