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What is Intelligent Risk 365™?

A process of working with our clients to value engineer a complex risk management and insurance industry to systematically increase corporate profits.

Access your insurance online or on your smart phone

IR365 - InsurLink

Strong Tower’s InsurLink provides clients with self-service digital access 24/7. Get access and options to accomplish routine insurance tasks easily and efficiently all in a secure, intuitive portal via web or smart phone device.

Product functionality:

  • Generate & Send Certificates of Insurance

  • Policy & Coverage Information

  • Auto ID Cards

  • Report a Claim

  • Add or Delete a Driver or Vehicle

  • Billing Information/Links

  • Secure Document Sharing

Contact Strong Tower Insurance Group for information on how we can provide you with additional access and control of your insurance.

How can risk management protect you?
Use the yellow hot spots and explore how risk management can help protect against common risks.
Risk Management
Risk Management
Risk Factor

Every business faces risk. The level and type of risk will vary based on multiple factors including industry, size, and location, among others. Risk can never be fully eliminated, but it can be reduced.


Risk management is the practice of taking proactive steps to identify and mitigate risk. It’s a broad topic that involves many areas of a business, from personnel and technology to safety and compliance. Risk management can not only help a business identify what risks need to be insured, it can also pinpoint ways to reduce.

Risk Factor

Staying compliant is hard. The laws for many facets of business are ever-changing. Employee handbooks can become out of date. Employment and other contracts can contain problematic language if not handled properly. Employee relations and human resources concerns can get complicated.


There are insurance coverages like employment practices liability insurance (EPLI) and directors and officers liability insurance (D&O) that can help pay for the legal costs of defending lawsuits against the business, but risk management can help shed light on areas of the business where process improvement and consistent practices could help avoid litigation.

Employee Training
Risk Factor

Employees can make mistakes for a number of reasons. Sometimes, it’s simply the result of a lack of education. Some businesses may choose to skip training because they don’t have the time or resources to devote, but this can lead to mistakes and accidents.


Conducting employee training can reduce risk. For example, sexual harassment training often helps businesses avoid lawsuits. Safety training is essential to avoid workplace injuries. Many insurers will help companies provide employee training as a cost-saving measure.

OSHA Requirements
Risk Factor

The Occupational Safety and Health Administration (OSHA) sets and enforces standards aimed at ensuring the environment in which employees work is safe and healthful. Employers are required to comply with these standards and OSHA may audit workplaces to verify compliance. Employers that fail to comply can be faced with hefty fines.


Lockout/tagout, hazard communication, and powered industrial trucks standards, among others, all require specialized programs. Utilizing outside resources to create and train employees on these programs can be a cost-effective solution that ensures your business is doing everything possible to meet required standards.

Safe Driving
Risk Factor

If your business involves driving, you know that safety is paramount. Failure to drive safely not only endangers the lives of your employees and the general public, but it can also have costly repercussions for the business.


Increasing driver safety is a cost-effective risk management tool. Classes and seminars can be effective resources. Telematic programs allow businesses to see every move a driver makes. Driving simulators can offer hands on training for drivers of trucks, school buses, agricultural haulers, and other vehicles to prepare them for scenarios they may face out on the road.

Location Hazards
Risk Factor

When it comes to weather and natural disaster related losses, where your business is located impacts the kinds and level of risk it faces. Fires, hurricanes, blizzards, tornadoes, earthquakes and other events can cause major losses to your business.


While it’s impossible to control the weather, it is possible to lower the risks the weather poses. Risk management involves assessing which events are most likely and what steps a business can take to protect their building and contents, their employees, and other systems.

Risk Factor

Technology failures can be extremely detrimental to an organization. Problems can arise from power outages or surges, cyber-attacks, or telephone and communication failures.


Understanding what risks the technology your business uses is susceptible to, the processes a tech failure could affect, and how to prevent losses from tech failures is an essential part of risk management. This can help determine the proper insurance policies that are needed, such as cyber liability, property, and business interruption coverage.

Play Video

Watch Video

See how Intelligent Risk 365™ provides unique benefits to our community by viewing this video.

IR365™ Team

We are risk agents who focus on Workers Compensation. Buying insurance is a transaction that is necessary to transfer risk, but that is only a minor part of the Intelligent Risk 365 process. As your risk advisor, we consult, diagnose, treat and monitor your needs just like your doctor or financial planner does for your physical and financial health.

IR365™ Program

Our program attacks the revenue-generating business models of injured employees, doctors, attorneys, insurance carriers and insurance agents that all profit from a broken workers compensation system. Did you know that on average for every $1 paid out by Carriers in WC claims, the Employer pays back as much as $4 through the future impact on his Emod? Did you know that there is something we can help you do about that?

Our business clients enjoy a competitive edge because of this process:
Strong Tower Graphic - Website
  • Recover lost business and increase revenues
  • Create a culture of safety
  • Substantially improve their EMOD
  • Reduce claims reserves
  • Improve fleet safety
  • And ultimately increase corporate profits

The Strong Tower Mission:

To build relationships by serving others because we are called to do so. We work with community businesses and families to protect and grow their assets by managing their risk.

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