
Kristen Simmons
Commercial Lines Risk Advisor
Kristen is an Arizona native with a passion for helping local business owners protect what they’ve built. A graduate of Arizona State University with a degree in Finance, she began her career as a Commodity Manager for US Airways, later American Airlines, following the companies’ merger.
When the merger prompted a relocation to Dallas, Kristen took a different path — choosing to step into entrepreneurship rather than follow the corporate move. She launched a business in the health and wellness industry and went on to own and operate several other small businesses over the years.
That firsthand experience as a business owner gave Kristen a deep understanding of the risks entrepreneurs face every day — and the importance of having the right protection in place. It’s that perspective she now brings to her work as a commercial insurance agent, helping business owners find coverage that truly fits their needs.
Outside of work, Kristen is married to a Phoenix Fire Captain, and together they’re kept busy by their three small children. When she gets a free moment, she loves getting outdoors — whether that’s hiking, riding ATVs, or playing a casual game of baseball with friends.