Our custom approach – with programs designed by specialists, not ill-fitting cookie cutter policies – is noticeably different. We earn your premium through advocacy and market research, which means fighting on your behalf against the revenue-generating system that puts your wealth at risk.
We begin by asking the right questions and then listening closely to your answers. This is the only way to assess your unique risks and match them with the best solutions in the marketplace; which, by the way, is a moving target that we love chasing on your behalf, year after year. We call it, “earning our commission.”
Our Private Client Services include:
- Home – Guaranteed replacement cost with cash out option. Water backup at policy limits including hydrostatic water pressure. Earthquake is included in AZ. Landslide coverage. Full coverage for kids away at school under 24. No required % deductible. Up to $30 million home value.
- Auto – Agreed value available. Rental cars covered at no deductible includes loss of use and diminution in value. $15,000 transportation expense with no per day limit available. New car replacement for cars under three years old. OEM parts. Full glass included.
- Umbrella – True umbrella. No self-insured retention (deductible). Excess UM/UM available up to $10.
- Collections – Antique cars, fine arts, wine, jewelry and more. 50% market appreciation. $50,000 per item under a blanket.
- Household Help – Domestic workers compensation and liability.
- Recreational Vehicles – Watercraft including yachts, boats and jet skis. Motorhomes, off-road and trailers.
To discuss how private client services can meet your needs, contact us today.