Planning key to successful home renovation

By | agent, Consumer Tips, contractor, craftsman, deal, DIY, home, improvement, increase, independent, Insurance, job, key, plan, policy, power, preparaion, prepare, project, protect, renovation, safe, safety, security, successful, tip, tool, tools, value, work
avoid-DIY-mistakes

Home improvement projects seem to have no season. While many big outdoor projects happen in spring and summer, homeowners may find the best time to work on a renovation project is when contractors are available or materials are less expensive. In fact, if your project is not weather-dependent, you might get a better deal at some other time of year. No matter when you plan your next home project, our bloggers have tips that can ease your mind.

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Term vs. permanent life insurance: Which is right for you?

By | agent, automatic, beneficiary, benefit, cash, convertible, death, holder, independent, Insurance, life, Life Insurance, loan, owner, paid-up, permanent, policy, premium, return, temporary, term, universal, value, whole, withdrawal
term-whole-permanent-life

The biggest question to answer when purchasing life insurance is whether you need a term or permanent policy. Each type has advantages and limitations. To make the right decision, you should know and understand your options.

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Personal insurance: Trends in construction costs

By | age, agent, cost, design, energy-efficient, expense, home, independent, Insurance, labor, market, materials, modular, Personal Insurance, price, quality, rebuild, rebuilding, reconstruct, reconstruction, safety, spending, supplier, supply, techniques, unemployment, value, valued
construction-trend

Reconstruction cost – or replacement cost – is the cost of hiring a contractor to replace your home as it is, using materials and design of the same or similar quality. This amount is not the same as market value, which is the value of comparable homes that have sold in your area. Your home’s current reconstruction cost could be very different from its market value.

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