Because you work hard to ensure the success of your business, it makes sense to prepare for unexpected equipment breakdowns. Selecting an equipment breakdown coverage option with your business property insurance policy protects you against financial loss from the sudden and accidental breakdown of machinery and equipment.
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Employers committed to safety are continuing to follow best practices for maintaining a drug-free workplace, despite recent changes in employee drug testing laws.
The post Drug testing helps secure safer workplace appeared first on The Cincinnati Insurance Companies blog.
Employers have new rules for recording and reporting workplace injuries and illnesses. The Occupational Safety and Health administration released its final rule for OSHA 300 recordkeeping on January 24, 2019.
The post Employers have new rules for tracking workplace injuries appeared first on The Cincinnati Insurance Companies blog.
Your business, whatever its size, most likely processes and maintains information every day. At least annually, take time to review your data privacy practices to reinforce your information security and to reassess your cyber protection.
The post Strengthen your data privacy practices appeared first on The Cincinnati Insurance Companies blog.
Many owners of smaller businesses make assumptions about Employment Practices Liability Insurance – and some of those assumptions are not true. EPLI coverage provides vital protection for a small business. EPLI provides a limit of insurance, separate from the standard commercial policy, to protect your business operations against many actual or alleged wrongful acts. Those could include personnel and staffing matters, hiring and firing or allegations of discrimination in the workplace. Because circumstances can vary widely, it’s important to assess your situation, consult with your attorney and speak to an[…..]
The post 4 reasons small businesses decline EPLI coverage appeared first on The Cincinnati Insurance Companies blog.
Most companies large and small depend on electrically powered equipment for some part of their business: air conditioning and refrigeration, computer systems and manufacturing equipment, for example. Lightning and the resulting power surge are a common threat. But you can protect your business by purchasing equipment breakdown coverage.
The post Lightning, power surge? EBC can protect your property appeared first on The Cincinnati Insurance Companies blog.